Senior Agricultural Finance Analyst Job Vacancy in Hawassa, Ethiopia – Banking & Finance
Job Description
Position: Senior Agricultural Finance Analyst
Company: Standard Bank Group
Location: Hawassa, Ethiopia
Experience: 8+ years in agricultural finance, credit analysis, risk assessment
Education: Master’s degree in Finance, Agricultural Economics, or related field
Employment Type: Full-time
Industry: Banking & Finance
Department: Corporate Banking
Salary: SSP 150,000 – 250,000 per month
Vacancies:1
Company Overview
Standard Bank Group is a leading pan-African financial institution with a strong presence across the continent, including Ethiopia. With a commitment to fostering sustainable economic growth, the bank offers innovative financial solutions tailored to the agricultural sector, supporting farmers, agribusinesses, and rural enterprises. As part of its strategic expansion, Standard Bank Group continues to invest in talent that can drive inclusive finance and contribute to Ethiopia’s agricultural development. This role offers a unique opportunity to be at the forefront of agricultural finance, aligning with the bank’s vision of empowering communities and creating lasting impact. Join a dynamic team that values expertise, integrity, and a collaborative spirit while delivering top‑tier banking services across Ethiopia.
Job Overview
The Senior Agricultural Finance Analyst will lead the design, evaluation, and execution of credit products and risk management strategies for the agricultural portfolio in the Hawassa region. This position plays a critical role in assessing loan proposals, conducting financial modeling, and providing strategic insights to senior management. The analyst will collaborate closely with relationship managers, risk officers, and product development teams to ensure that financing solutions meet the unique needs of farmers and agribusinesses while maintaining the bank’s risk appetite.
https://ethiopiajobssearch.com
Key Responsibilities
- Analyze and underwrite agricultural loan applications, including cash‑crop, horticulture, livestock, and agribusiness projects.
- Develop financial models to assess profitability, cash flow, and repayment capacity of agricultural borrowers.
- Conduct field visits and on‑site assessments to verify collateral, production cycles, and market conditions.
- Collaborate with product development to design tailored financing packages that address seasonal cash flow gaps.
- Monitor portfolio performance, identify early warning signs, and recommend corrective actions to mitigate credit risk.
- Prepare detailed credit proposals and present findings to the Credit Committee.
- Stay updated on Ethiopia’s agricultural policies, market trends, and regulatory changes affecting financing.
- Mentor junior analysts and provide training on agricultural credit assessment techniques.
Required Skills
- Strong analytical and quantitative skills with proficiency in Excel, financial modeling, and statistical tools.
- In‑depth knowledge of Ethiopia’s agricultural value chains, seasonal cycles, and market dynamics.
- Excellent communication and presentation abilities to convey complex financial concepts to stakeholders.
- Ability to work independently and lead cross‑functional projects.
- Proficiency in risk assessment frameworks and familiarity with Basel III guidelines.
- Fluency in English and Amharic; knowledge of Oromo is an advantage.
Education
A Master’s degree in Finance, Agricultural Economics, Agribusiness, or a related discipline is required. Professional certifications such as CFA, CPA, or AGRI‑FIN are preferred but not mandatory.
Experience
Minimum of eight (8) years of experience in agricultural finance, credit analysis, or related fields within a banking or financial services environment. Prior experience in Ethiopia or East Africa is highly valued.
Salary
The compensation package ranges from SSP 150,000 to SSP 250,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the total rewards.
Benefits
- Comprehensive health insurance covering medical, dental, and vision.
- Retirement savings plan with employer contributions.
- Paid annual leave, sick leave, and public holidays.
- Professional development allowance for certifications and conferences.
- Employee assistance program and wellness initiatives.
Training
- Onboarding program covering Standard Bank Group’s policies, systems, and culture.
- Specialized training in agricultural credit risk, financial modeling, and ESG financing.
- Leadership development tracks for high‑potential employees.
Working Environment
The role is based in Hawassa’s modern office complex, offering a collaborative workspace equipped with the latest technology. Employees enjoy a supportive culture that encourages innovation, continuous learning, and work‑life balance. Flexible working arrangements are available, with occasional travel to rural client sites for field assessments.
Application Process
Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal. Applications will be reviewed on a rolling basis. Shortlisted candidates will be contacted for a virtual interview followed by an on‑site assessment.
https://southafricajobsearch.com/
Equal Opportunity Statement
Standard Bank Group is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without regard to any protected characteristic.
