Agricultural Finance Officer Job Vacancy in Shakiso, Ethiopia – Agriculture & Finance

Job Description

Position:Agricultural Finance Officer

Company:Rabobank

Location:Shakiso, Ethiopia

Experience:3-5 years in agricultural finance, loan underwriting, risk assessment

Education:Bachelor’s degree in Finance, Agricultural Economics, or related field

Employment Type:Full-time

Industry:Agriculture & Finance

Department:Finance

Salary:150,000 – 250,000 SSP per month

Vacancies:1

Company Overview

Rabobank is a leading global financial institution with a strong focus on food and agriculture. With a presence in over 40 countries, Rabobank supports sustainable agricultural development through innovative financing solutions, risk management, and advisory services. In Ethiopia, Rabobank partners with local cooperatives, agribusinesses, and smallholder farmers to enhance productivity, promote climate‑smart practices, and improve market access. The bank’s commitment to responsible finance aligns with Ethiopia’s agricultural growth agenda, making it an ideal platform for professionals seeking to drive impact in the sector. This role offers a unique opportunity to contribute to the transformation of Ethiopia’s agricultural landscape while advancing your career in a dynamic, internationally recognized organization.

Job Overview

The Agricultural Finance Officer will be responsible for evaluating, structuring, and managing loan portfolios that support smallholder farmers, agribusinesses, and value‑chain projects across Ethiopia. Working closely with the local branch, credit teams, and external partners, you will assess creditworthiness, conduct field visits, and ensure compliance with Rabobank’s risk policies. This position plays a pivotal role in expanding access to finance for the agricultural sector, fostering inclusive growth, and supporting the country’s food security objectives. For more information about our mission, visit our main website.

https://ethiopiajobssearch.com

Key Responsibilities

• Analyze financial statements, cash flow projections, and agricultural production plans to determine loan eligibility.
• Conduct on‑site assessments of farms and agribusiness facilities to verify collateral and operational viability.
• Structure loan products tailored to seasonal cash flows, value‑chain financing, and risk mitigation needs.
• Monitor loan performance, manage arrears, and implement corrective actions in collaboration with borrowers.
• Prepare detailed credit proposals and present recommendations to the Credit Committee.
• Collaborate with agronomy experts to integrate sustainability criteria into financing decisions.
• Maintain accurate records in the bank’s credit management system and ensure compliance with regulatory standards.

Required Skills

• Strong analytical abilities with proficiency in financial modeling and risk assessment.
• In‑depth knowledge of Ethiopian agricultural practices, value chains, and market dynamics.
• Excellent communication and negotiation skills for interacting with farmers, cooperatives, and senior management.
• Ability to work independently in remote field locations and manage multiple portfolios.
• Proficiency in MS Office, especially Excel, and familiarity with banking software.
• Commitment to sustainable finance and understanding of ESG principles.

Education

A Bachelor’s degree in Finance, Agricultural Economics, Agribusiness, or a related discipline is required. Advanced certifications such as CFA, CPA, or a Master’s degree in Agricultural Finance are advantageous and demonstrate a higher level of expertise.

Experience

Applicants should have 3‑5 years of proven experience in agricultural lending, credit analysis, or financial advisory within the agribusiness sector. Experience working with smallholder farmer groups, cooperatives, or agribusiness supply chains in Ethiopia or similar emerging markets is highly valued.

Salary

The monthly compensation ranges from 150,000 to 250,000 SSP, commensurate with experience and qualifications. Performance‑based bonuses and incentives are part of the total rewards package.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays in accordance with Ethiopian labor law.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering Rabobank’s credit policies, ESG standards, and Ethiopian agricultural sector insights.
• Continuous learning modules on advanced risk modeling, digital finance tools, and sustainable agriculture.
• Mentorship from senior credit officers and access to global knowledge networks.

Working Environment

The role combines office‑based analysis with regular field visits to farms and agribusiness sites across the region. Rabobank promotes a collaborative culture, encouraging knowledge sharing and innovation. Employees benefit from a supportive leadership team, modern office facilities in Addis Ababa, and the flexibility to work remotely when field activities are not scheduled.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through our online portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a virtual interview followed by a field assessment. For additional career resources, please visit our partner site.

https://www.tanzaniajobsearch.com/

Equal Opportunity Statement

Rabobank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, disability, or sexual orientation. All qualified applicants will receive consideration for employment without discrimination.