Digital Payments Fraud Prevention Lead Job Vacancy in Yirgalem, Ethiopia – Banking & Finance

Job Description

Position:Digital Payments Fraud Prevention Lead

Company:Citi Ethiopia

Location:Yirgalem, Ethiopia

Experience:5+ years in digital payments fraud prevention or related risk roles

Education:Bachelor’s degree in Finance, Business Administration, Computer Science, or related field; Master’s preferred

Employment Type:Full-time

Industry:Banking & Finance

Department:Risk Management

Salary:SSP 250,000 – 350,000 per month

Vacancies:1

Company Overview

Citi Ethiopia is a leading global financial institution with a strong commitment to innovation, customer centricity, and sustainable growth in the African market. As part of Citi’s expansive network, the Ethiopian branch leverages cutting‑edge technology and deep industry expertise to deliver world‑class banking services across retail, corporate, and investment domains. The company’s culture emphasizes integrity, diversity, and continuous learning, making it an attractive destination for professionals seeking long‑term career development. Citi Ethiopia actively contributes to the economic development of Ethiopia by supporting digital transformation initiatives, fostering financial inclusion, and creating high‑value employment opportunities. This role offers a unique chance to be at the forefront of digital payments security, directly impacting the safety and reliability of financial transactions for millions of Ethiopians.

Job Overview

The Digital Payments Fraud Prevention Lead will design, implement, and oversee comprehensive fraud detection and mitigation strategies for Citi’s digital payment platforms in Ethiopia. Reporting to the Head of Risk Management, the incumbent will collaborate with cross‑functional teams—including product, technology, compliance, and analytics—to ensure robust controls, real‑time monitoring, and rapid response to emerging fraud patterns. This position plays a critical role in safeguarding customer assets, preserving brand reputation, and supporting Citi’s broader mission of secure, inclusive financial services. For more information about Citi’s commitment to talent development, visit https://ethiopiajobssearch.com.

Key Responsibilities

• Develop and maintain advanced fraud detection models using machine learning, rule‑based systems, and behavioral analytics.
• Monitor transaction streams in real time, identify suspicious activities, and coordinate investigations with the investigations team.
• Collaborate with product and engineering teams to embed anti‑fraud controls into new digital payment products and enhancements.
• Lead incident response for fraud events, ensuring timely resolution and root‑cause analysis.
• Prepare regular risk assessment reports for senior management and regulatory bodies.
• Stay abreast of global fraud trends, emerging threats, and regulatory changes affecting digital payments in Ethiopia.
• Provide training and awareness programs for internal stakeholders on fraud prevention best practices.
• Support the development of a fraud‑aware culture across the organization.

Required Skills

• Strong analytical skills with proficiency in data analysis tools such as SQL, Python, or R.
• Experience with fraud detection platforms (e.g., Actimize, SAS Fraud Management) or similar solutions.
• Deep understanding of digital payment ecosystems, including mobile money, card payments, and online transfers.
• Excellent communication and stakeholder management abilities.
• Ability to work under pressure and make swift decisions in high‑stakes situations.
• Knowledge of Ethiopian financial regulations and AML/CFT requirements.

Education

A bachelor’s degree in Finance, Business Administration, Computer Science, Information Systems, or a related discipline is required. A master’s degree or professional certifications such as Certified Fraud Examiner (CFE) or Certified Anti‑Money Laundering Specialist (CAMS) are highly desirable.

Experience

Minimum of five years of hands‑on experience in digital payments fraud prevention, risk analytics, or a comparable role within the banking or fintech sector. Prior experience in a multinational financial institution is a strong advantage.

Salary

The position offers a competitive salary range of SSP 250,000 to 350,000 per month, aligned with market benchmarks for senior risk professionals in Ethiopia. Performance‑based bonuses and incentives are also part of the compensation package.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Generous paid leave, including annual, sick, and parental leave.
• Employee assistance program and wellness initiatives.
• Flexible working arrangements and remote work options where applicable.

For additional career resources, explore https://www.malawijobsearch.com/.

Training

• On‑boarding program covering Citi’s risk framework, compliance policies, and technology stack.
• Continuous learning opportunities through Citi’s global training portal, including courses on advanced analytics, machine learning, and regulatory compliance.
• Mentorship program pairing new hires with senior risk leaders.

Working Environment

Citi Ethiopia offers a modern, collaborative workspace equipped with state‑of‑the‑art technology, open‑plan areas, and quiet zones for focused analysis. The organization promotes a culture of inclusion, encouraging diverse perspectives and fostering a supportive atmosphere where every employee can thrive.

Application Process

Interested candidates should submit an online application through Citi’s career portal, attaching an updated resume and a cover letter outlining relevant experience and motivation for the role. Shortlisted applicants will undergo a multi‑stage interview process, including a technical assessment, a behavioral interview, and a final discussion with senior risk leadership.

Equal Opportunity Statement

Citi Ethiopia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of race, gender, age, religion, disability, sexual orientation, or any other protected characteristic. All qualified applicants will receive consideration for employment without regard to any such status.