Credit Portfolio Analyst Job Vacancy in Nekemte, Ethiopia – Banking & Finance

Job Description

Position: Credit Portfolio Analyst

Company: Ethiopian Commercial Bank

Location: Nekemte, Ethiopia

Experience: 3-5 years in credit analysis, portfolio management, and risk assessment

Education: Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Management

Salary: SSP 150,000 – 250,000 per month

Vacancies:1

Company Overview

Ethiopian Commercial Bank (ECB) is the largest commercial bank in Ethiopia, offering a full suite of banking services to individuals, SMEs, and large corporations. With a strong presence across the nation and a commitment to financial inclusion, ECB has been a pillar of the Ethiopian economy for decades. The bank’s mission is to provide innovative, reliable, and customer‑centric financial solutions while fostering sustainable growth. As part of its expansion strategy, ECB is strengthening its credit portfolio management capabilities in regional hubs such as Nekemte, creating new career opportunities for finance professionals.

ECB’s dedication to digital transformation, risk‑based lending, and community development makes it an attractive employer for ambitious analysts seeking to impact Ethiopia’s financial landscape. The bank’s robust training programs, competitive compensation, and inclusive culture support continuous professional growth.

Job Overview

The Credit Portfolio Analyst will play a pivotal role in evaluating, monitoring, and optimizing the bank’s loan portfolio in the Western Oromia region. Reporting to the Head of Credit Management, the analyst will conduct detailed credit assessments, perform portfolio risk analysis, and recommend strategic actions to enhance asset quality. This position offers a unique chance to contribute to Ethiopia Jobs initiatives, support economic development, and work within a dynamic team focused on high‑impact financial solutions.

For more information about ECB’s career opportunities, visit the main website https://ethiopiajobssearch.com. Additional resources on regional job markets can be found at https://www.gambiajobsearch.com/.

Key Responsibilities

• Analyze credit proposals and perform financial statement analysis for corporate and SME borrowers.
• Monitor existing loan performance, identify early warning signs, and recommend remedial actions.
• Prepare regular portfolio risk reports, including concentration risk, delinquency trends, and profitability metrics.
• Collaborate with relationship managers to structure loan terms that align with risk appetite and regulatory guidelines.
• Develop and maintain credit scoring models and stress‑testing scenarios.
• Assist in the preparation of credit policy updates and ensure compliance with the National Bank of Ethiopia regulations.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel, VBA, and statistical software.
• In‑depth knowledge of credit risk assessment, loan structuring, and portfolio management.
• Excellent communication skills to present findings to senior management and stakeholders.
• Attention to detail and ability to work under tight deadlines.
• Team‑oriented mindset with a proactive approach to problem‑solving.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or CPA are advantageous but not mandatory.

Experience

The ideal candidate will have 3‑5 years of experience in credit analysis, loan underwriting, or portfolio risk management within a banking or financial services environment. Experience with Ethiopian banking regulations and familiarity with the local market dynamics will be highly valued.

Salary

The position offers a competitive salary range of SSP 150,000 to 250,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and annual salary reviews are part of the compensation package.

Benefits

• Health insurance coverage for employee and dependents.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays.
• Transportation allowance for commuting to the Nekemte branch.
• Employee assistance program and wellness initiatives.

Training

• Comprehensive onboarding program covering ECB’s credit policies, systems, and compliance framework.
• Continuous professional development through workshops, webinars, and sponsorship for relevant certifications.
• Mentorship from senior credit managers and access to a knowledge‑sharing platform.

Working Environment

The role is based in ECB’s modern Nekemte office, equipped with state‑of‑the‑art IT infrastructure and collaborative workspaces. The bank promotes a culture of integrity, diversity, and innovation, encouraging employees to contribute ideas that drive business excellence.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the ECB online career portal. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

Ethiopian Commercial Bank is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, ethnicity, religion, or disability. Our hiring practices support the principles of fairness and meritocracy, ensuring that every applicant receives equal consideration.